Naa Sika delivers practical financial services through channels people already use: WhatsApp, Telegram, and USSD. We build with licensed partners so individuals, families, and small businesses can save, pay, protect, and grow with confidence.
Clients reached
Countries served
Service access
App download required
Our product suite is designed for everyday life: from savings goals and transfers to insurance, pensions, and bill payments.
Save individually or in groups with clear contribution tracking and reminders.
Send money to Naa Sika users, mobile money wallets, and bank accounts.
Get approved products now and spread repayment over manageable periods.
Access life, vehicle, and funeral cover through partner-backed products.
Build long-term retirement savings with flexible contribution patterns.
Pay airtime, data, electricity, water, TV, and internet quickly in one flow.
Grow capital through structured investment options designed for everyday users.
Collect and track recurring payments for groups, merchants, and associations.
All products are available through familiar channels: WhatsApp, Telegram, and USSD.
We operate a platform model: Naa Sika provides technology, orchestration, and user experience while licensed partners handle regulated functions.
Recognized for practical innovation, inclusion outcomes, and execution quality.
WURI West Africa Prize, World Bank Group.
Selected in multiple innovation and acceleration programs.
Global Inclusion & Empowerment category winner recognition.
Selected for the Luxembourg-Africa fintech acceleration track.
Recognized globally for innovation and impact since 2019
5+ years of innovation and impact
Be part of the solution. Start managing your finances the simple way.