About Us

Reimagining Financial Access for Africa's Informal Economy

Making digital financial services accessible to market traders, artisans, and small business owners who drive over 60% of West Africa's GDP.

Our Mission

To make financial services accessible to everyone — especially those excluded from traditional banking — by using familiar chat platforms to provide savings, insurance, pensions, and remittance solutions.

Our Story

Naa Sika brings a full suite of financial services—savings, insurance, pensions, and payments—into everyday chat apps. We digitize trusted community practices like "susu" while connecting users to regulated financial products, removing barriers of complex apps and literacy challenges.

By integrating into WhatsApp, Telegram, and USSD, we meet users where they already are. Our platform serves informal savings groups, market traders, cooperatives, and small businesses across West Africa—the backbone of Africa's economy.

Our Impact (2025)

Impact metrics for Ghana-Western Region (currently active country)

1,674
Users Onboarded
33.3%
Savings Growth
85%
Client Satisfaction
3
Partnerships
21
New Products

Demographics

Gender & Age

63%
Women
99.8%
Youth (18-35)

Geographic & Inclusion

45.2%
Rural Clients
0.12%
Persons with Disabilities

Impact Metrics

Financial Literacy

111
Individuals Trained
20
Trainings Conducted

Client Engagement

85%
Client Satisfaction

Network & Growth

33.3%
Agent Network Growth
8
Total Active Agents

Partnerships & Innovation

3
Partnerships Concluded
• 1 Supplier
• 2 Insurance providers
21
New Products Developed
• 12 Smart Buy Products
• 9 Insurance Products
60%+
West Africa's GDP
Driven by informal sector
4
Countries
1 active (Ghana)
24/7
Availability
Always accessible
0
App Downloads
Required to use

Our Awards

Recognized globally for innovation and impact since 2019

2020

Early Recognition

Mission Billion Challenge - First Prize
WURI West Africa Prize - The World Bank Group
View Press Release
Fontomfrom Amandze
Innovation Awards
GIZ Programme
Digital Innovation Accelerator
2021

Major Milestones

UNICEF Startup Lab
Selected for acceleration program
Western Regional Business Awards
Startup of the Year
Ghana Startup Awards
Banking & Finance Startup Nominee
Smart Cities Innovation Programme
Selected startup
2022

Global Recognition

World Summit Awards 21
Inclusion & Empowerment Category
View Award
NBFI Award - Ghana
Technology Innovation
2024

International Expansion

The LHoFT Catapult: Inclusion Africa
Selected for Luxembourg-Africa fintech acceleration program
View on LinkedIn

5+ years of innovation and impact

Join the Financial Inclusion Movement

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Or dial *426*26# on any phone