Teaching Financial Literacy One Conversation at a Time
"We're bringing Naa Sika directly to communities. Whether you're a mechanic, trader, or student - financial services should be accessible to everyone."
The Award Winning Digital Savings; Susu, Group Savings via mobile money through Telegram, WhatsApp, or USSD. Known as esusu (Nigeria), ajo, chama (Kenya), stokvel (South Africa), tontine (Francophone Africa).
No app downloads. Works with low internet or no internet (USSD). Just chat and manage your money instantly.
                        
                        
                        
                        
                    Choose what works for you. No apps needed.
Use Telegram to Send money, check balance, invest etc.
Use WhatsApp to manage finances. Most people already have it - just start a chat!
Dial *426*26# on any phone. No internet needed. Works on basic phones too!
AI-enhanced guidance with human oversight for all transactions
How AI enhances your experience
How transactions are secured
Everything you need, accessible through simple chat commands.
Save money effortlessly. Set goals and track progress through simple chat commands.
Buy now, pay later! Get electronics, furniture & appliances via chat installments.
Long-term wealth building via SEC-regulated products. Coming soon!
Pay bills instantly: airtime, data, electricity, water, TV & internet via chat.
Life, vehicle & farewell insurance via chat. Protect what matters most.
Tier 3 voluntary pensions. Access 50% after 6 months while the rest grows for retirement.
Use apps you already have
USSD works without data
Your money is safe with us
Start managing finances in seconds
Transforming lives across West Africa while advancing the UN Sustainable Development Goals
                                Providing financial tools to lift families out of poverty through accessible savings and credit
                                Empowering the informal sector with financial services to grow businesses and create jobs
                                Bridging the gap between formal and informal economies, especially for women and youth
                        
                        "Naa Sika helped me save for new equipment. I can check my balance and save money right from my phone - no need to visit a branch!"
                        
                        "We use Naa Sika every day at the market. It's so easy - just chat and send money. No queues, no complicated apps!"
                            
                        "We're bringing Naa Sika directly to communities. Whether you're a mechanic, trader, or student - financial services should be accessible to everyone."
No app downloads. No long sign-ups. Just chat and start managing finances. Join thousands who trust Naa Sika.
Proud to be supported by leading global organizations